Oh yes! http://www.divinedigital.com/
is one of the best sites out there, and I've also learned an awful lot from the Scrap Girls daily (Mon-Sat) newsletter. http://www.scrapgirls.com/
For tons of free stuff, check out DigiFree (http://digifree.blogspot.com/
). New stuff every day and enough that you can fill a terrabyte drive in hardly no time at all.
For software, I use (and love) the gimp, but most of my scrapping sisters seem to use Photoshop or one of the other commercially available programs.